What we do

Full-service TPA.
Real consulting included.

Most TPAs file paperwork. Caliper designs strategy — then handles the compliance to execute it.

01
Plan Design & Document Drafting
Custom plan documents, amendments, restatements, and adoption agreements tailored to your business structure.
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02
Nondiscrimination Testing
Annual ADP/ACP, coverage, top-heavy, and §415 testing. Proactive monitoring to identify and address issues before they become compliance problems.
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03
Form 5500 Preparation & Filing
Complete preparation and timely filing with the IRS and DOL. Audit support included.
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04
Contribution Calculations
Employer profit sharing, matching allocations, and Safe Harbor contributions — calculated accurately for every participant.
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05
Distribution & Loan Processing
Hardship distributions, loans, QDROs, rollovers, and required minimum distributions processed correctly.
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06
Cash Balance Actuarial Services
Defined benefit and cash balance plan actuarial work through our vetted actuary relationship. Age-driven maximums up to $400K+.
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Caliper Pensions
Full-Service Non-Producing TPA
📧 info@caliperpensions.com
📱 201-401-5842
How it works

From conversation
to funded plan

A streamlined onboarding process designed to get plans established and contributions flowing without burdening you or your client.

1
Get the numbers
W-2 or Schedule C, employee census, and current plan documents if applicable.
2
Design the plan
Caliper builds 2–3 plan design options. PS only, combo, or cash balance — with full cost/benefit analysis.
3
Sign documents
Plan documents executed. CPA looped in for SECURE 2.0 credit conversation and payroll setup coordination.
4
Fund & file
Contributions made on plan year schedule. Form 5500 filed. Ongoing testing and compliance handled by Caliper.